The simplest way to present our value proposition(s):

Everwell (The Brand)

BEST FOR: Companies that don't offer any benefits

We’re launching a new web platform that provides benefits to employees at zero cost.

Because of the high cost of a conventional benefits program, you might not have even considered benefits. But right now we’re giving our software away for free as a part of our launch in the L.A. market.

You might have been contacted by one of our competitors. But right now, we’re the only one in the market that has a zero-cost option. We’re rolling this out over the next six weeks, and I’d love to have you take a look at our platform to see if you’d be good for our growing market with no obligation whatsoever.


Everwell Benefits

BEST FOR: Companies that don't offer any benefits, or have mostly part-time or 1099 employees

We provide a free web platform for companies to make benefits available to employees at zero-cost. This includes medical, dental, vision, life and disability.

The cost of a traditional benefits program has risen tremendously.

Our new mobile platform allows you to offer benefits using our zero-cost option.
This lets your employees have medical, dental, vision, life and disability plans at group rates.
We also provide education on Health Care Reform regulations.
Meanwhile, you don't pay a dime.
And as a bonus for offering it, you get a tax break!

There's no contract to sign.
We're web-based, so there's no papers to file.
We're a full-service enrollment firm. We'll meet with your employees, coordinate with payroll, and report to you the results.

All we need is your Tax ID and your blessing, and we can get started right away!


Aflac for Small Business
BEST FOR: Companies that already offer benefits.

We have some zero-cost benefits expansion plans that might help you out. We'll provide some SOLUTIONS that might help you with employee retention, all the while reducing taxes and worker's comp rates.

We specialize in benefit expansion programs. But most of our clients are partnering with us for about a few reasons:

1. To reduce costs.
2. To avoid having to cut existing benefits
3. To reduce costly turnover
4. To minimize low morale due to absenteeism or presenteeism
5. To navigate Health Care Reform regulations
56. To help employees avoid financial devastation due to injury and illness

[Be able to answer how we accomplish this. Review "BUYER STORIES" here]

Our benefits expansion plans will help you tailor your benefit offerings, save money, and give people the CUSTOMIZED COVERAGE they truly need in today's post-ACA environment,

There's no contract to sign.
We're web-based, so there's no papers to file.
We're a full-service enrollment firm. We'll meet with your employees, coordinate with payroll, and report to you the results.

All we need is your Tax ID and your blessing, and we can get started right away!



Aflac Risk Management (for Worker's Comp)
BEST FOR: Companies that are high-risk for worker's comp claims. Restaurants, construction, landscapers, and manufacturing are good candidates.

We have some zero-cost business solutions that can LOWER WORKER'S COMP RATES and PREVENT FRAUD.

If you face high worker's comp rates, you and I know it's not always because employees are getting hurt on the job.

When a company has low participation in a medical plan, you'll see spikes in worker's comp claims. Health insurance is expensive, and many lower-wage employees will have no choice but to make a fraudulent worker's comp claim.

For many people, it's either paying for a doctor and going broke. Or it's feeding your family.

Unlike  medical insurance, Aflac's accidental injury and disability plans are affordable (under $25/monthly), easy to use, and do not require company administration. When an employee gets hurt on or off the job, they can receive funds for medical treatment within 24 hours. This also works for employees without social security numbers.

So you'll see fraudulent claims decrease. And as a bonus, you'll also see your worker's comp rates immediately go down on your renewal!

How does it work? Let's set a meeting and talk more.


Aflac for 401k
BEST FOR: Companies that have a 401k or equivalent retirement plan.

We have a zero-cost business solution that might help you out. Our programs fit right alongside 401k plans to help employees choose the financial protection they need.

Now, more than ever, Aflac has been placed alongside 401(k) plans by retirement advisors as a free addition to your business.

The primary reason for hardship withdrawals on a 401(k) is medical expenses not covered by insurance.

Medical expenses also continue to be the leading cause of bankruptcy, (including families with health insurance). Aflac provides financial benefits in the event of Cancer, Critical Illness, Disability, Accidental Injury, and Maternity.

What's the advantage to employees?

• Offer comprehensive options to employees unavailable under a conventional medical plan, including cancer care, critical illness care, and maternity leave.
• Provide group rates
• Provide meaningful counseling designed to improve employee job satisfaction

What's the advantage to your business?

• The program is free ($0).
• Pre-tax elections reduce payroll tax liability and worker's comp premiums, lowering overall company costs.
• Counseling and service, with improved employee job satisfaction, reduces turnover.

Want to learn more? Let's set a meeting to talk about whether we're a good fit for your business!




And here are even more ideas from Aflac's library of approaches:

6 Best Approaches to Decision Makers

1.    Duck Has Teeth – “I‘m calling in reference to the new Duck has Teeth dental promotion that is offered to businesses by Aflac as a No-Network Dental program. That means Aflac accepts every Dentist and that your employees would no longer have to choose a Dentist off a limited list. I was actually going to be right around the corner from your business this next Tuesday & Thursday and I would like to setup a time for 10 minutes or less to explain how it works. Which day works best for you?”

2.    The Duck Needs Glasses – “I’m calling in reference to the ‘The Duck Needs Glasses’ vision campaign to introduce employers to Aflac’s new No-Network Vision program. It takes me less than 10 minutes to explain how it works and I actually have to be right around the corner from your business this next Tuesday & Thursday and I didn’t know which day would work best for you?”

3.    Free Employee Lunch – “I’m calling about the free employee lunch promotion that Aflac is offering during the months of June and July to introduce businesses to our brand new Healthcare reform approved programs. I was actually going to be right around the corner from your business this next Tuesday & Thursday and I would like to setup a time for 10 minutes or less to explain how it works. Which day works best for you?”

4.    Affordable Care Act Compliance – “I’m calling in reference to the Affordable Care Act Compliance Deadline that has to be met by business before December 31^st. Aflac may actually have a solution for your business with the cost absorbed by Aflac if you qualify and it would take me 10 minutes to explain how it works. I was actually going to be right around the corner from your business this next Tuesday & Thursday. Which day works best for you?”

5.    Everwell Exchange Marketing Script – “I’m calling in reference to the Everwell/Aflac Exchange and this is the time of year when companies renew their group health insurance and before you agree to pay any additional premium, I was hoping I could set a 10 minute appointment to share with you some options that no other company will tell you about and I was actually going to be right around the corner from your business this next Tuesday & Thursday. Which day works best for you?”

6.    Healthcare Reform Marketing Script – “I’m calling in reference to Aflac’s new healthcare reform assistance that we offering to business with less than 100 employees. If you haven’t spoken to Aflac in the last 30 days you are going to want to see how we can help you and I was actually going to be right around the corner from your business this next Tuesday & Thursday and I would like to setup a time for 10 minutes or less to explain how it works. Which day works best for you?”

7.    EZ Shield Identity Theft – “I’m calling because our company, Everwell, is providing Identity Theft Protection as a free perk to launch our platform. Everwell is a new business platform, and we're giving away free Identity Theft protection for all of your employees just to get introduced to our platform. I would like to setup a time for 10 minutes or less to explain how it works. Which day works best for you?”